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Karn Sitkins Payette Insurance Agency, Inc. (KSP) is an independent insurance agency serving the greater Detroit area for over 85 years. KSP was formed in 1981-82 when three agencies combined under the direction of Frederick J. Karn.


Karn Sitkins Payette offers a wide range of services,
including personal auto, homeowners, and business insurance. Our financial service department also offers group and individual life and health plans including IRAs.

The Karn Sitkins Payette Insurance Agency prides itself on developing a highly skilled competent staff. Each employee is required to complete correspondence courses, attend seminars, and to obtain their Property and Casualty license. The agency has an educational reimbursement program to encourage continued education. We realize that our employees are the most important asset we have.

We Have A Lot To Offer. Our experienced staff will provide the best value in insurance for you. We compare prices and features to "shop" for a custom policy which fits your needs and budget.

We're Here When You Need Us. If you ever need to place a claim on your insurance coverage, we provide prompt, courteous service. We constantly strive to better our relationship with our customers so every time you have an insurance need, we are available to help you.

We are active members of the following organizations:
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